TERMS & CONDITIONS OF USE

CONSENT TO TERMS & CONDITIONS OF USE

By visiting and using this website, you expressly accept the terms, conditions, notices and disclaimers contained herewithin, and agree that your use of this website is entirely at your sole risk. Please read them carefully.

If you DO NOT accept these terms, conditions, notices and disclaimers, please LEAVE THIS WEBSITE immediately. Your rights of access to this website and any property contained herewithin is immediately revoked and any access to this website will henceforth be considered unauthorised, illegal and an invasion of private property.

THE OPERATOR

This website is owned and operated by Research & Publications Group Pty Limited (ACN 096 301 432) (hereby known as "The Operator").

CHANGES TO TERMS & CONDITIONS OF USE

Your access to this website is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in this document and elsewhere on this website (known collectively as "Terms and Conditions of Use"). Your use of, and/or access to, this website constitutes your agreement to the Terms and Conditions of Use. The Operator reserves the right to amend the Terms and Conditions of Use at any time. Since you are bound by these Terms and Conditions of Use, you should periodically refer to them in this document and elsewhere on this website.

COPYRIGHT

All contents and materials published and hosted on this website are protected by Australian and international copyright and trademark laws. They must not be modified, copied, reproduced, republished, framed, uploaded to a third party, posted, transmited or distributed in any way except as expressly provided for on this website or expressly authorised in writing by The Operator.

News contents contained in this website are copyright of their respective publishers or licensors. The Operator does not own or claim to own the copyright to these news contents.

ADVERTISING AND LINKS TO OTHER WEBSITES

(Advertising, links to third party websites and e-commerce offers) This website may contain hyperlinks and other pointers to Internet websites operated by third parties. These linked websites are not under the control of The Operator, and The Operator is not responsible for the contents of any linked web or any hyperlink contained in a linked website. The Operator provides these hyperlinks to you as a convenience only, and the inclusion of any link does not imply any endorsement of the linked website by The Operator. You link to any such website entirely at your own risk.

This website also contains third party advertisements (including banner ads and full page advertisements) which contain embedded hyperlinks or which include referral buttons to websites operated by third parties or their licensees or contractors. All third party advertising (including referral buttons and embedded hyperlinks) is paid for by the relevant third party advertisers and are not recommendations or endorsements by The Operator or its respective shareholders, directors, associates or employees. You are referred to the relevant advertiser for all information regarding the advertiser and its products and/or services.

In some instances, the advertisement will contain representations or offers by the third party advertiser which you can accept by linking to the advertiser's website and executing the relevant transaction. Such offers are not made by The Operator, and the third party advertiser is solely responsible to you for the delivery of any goods or services you purchase on the third party website.

DISCLAIMER AND LIMITATION OF LIABILITY

The contents and materials contained on this website are general information only. They are not intended as advice of any kind and must not be relied upon as such. You should make your own inquiries and take independent advice tailored to your specific circumstances prior to making any decisions.

The Operator is not a financial services licensee and does not give any securities or investment advice, conduct any securities or investment advice business or deal in securities whether on its own behalf, as a representative or agent of any other person, or otherwise. None of the information and materials on this website constitutes "personal securities recommendation" for any purpose.

None of the information on this website takes into account the financial circumstances or investment needs of any particular investor. Anyone viewing this website must therefore assess whether it is appropriate, in the light of their own individual circumstances, to act upon the relevant information. It may be advisable to obtain investment or professional advice before making any investment and purchase decision based on the information provided on this website. Neither The Operator nor its respective shareholders, directors, affiliates or employees, accept any liability, direct or indirect, arising from any person relying on any information contained on ths website.

The Operator and its licensors do not assume or accept any responsibility for, and shall not be liable for the accuracy (or lack of) of, any information contained on this website.

Except as provided for by non-excludable rights: a) all contents are provided "as is" and without warranties of any kind, either express or implied, b) The Operator and its suppliers expressly disclaim all warranties of any kind including but not limited to implied warranties of merchantability and fitness for a particular purpose, c) The Operator does not warrant that the functions contained in any content on or your access to this website will be uninterrupted or error-free, that any defects will be corrected or that this website or the server which stores and transmits the contents to you are free of viruses or any other harmful components, d) The Operator does not warrant or make any representation regarding your access to, or the results of your access to, this website (including any related or linked websites) or any content in terms of correctness, accuracy, timeliness, completeness, reliability or otherwise, and e) you (and not The Operator) assume the entire cost of any necessary verification, maintenance, repair and/or correction of any relevant content.

Under no circumstances (including but not limited to any act or omission on the part of The Operator) will The Operator be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which result from any use or access of, or any inability to use or access, this website or any content. You expressly acknowledge and agree that The Operator does not exert control over users of this website (including individuals referred to on this website as guests and experts) and is not liable either for their opinions or their behaviour including any information and/or advice and any defamatory statements or offensive conduct.

The Operator is not responsible for any user-submitted content published on this website. These user-submitted contents do not reflect the views of The Operator, its owners, directors, associates, employees and all related parties, but that of the originator(s).

RESTRICTION OF ACCESS

The Operator reserves the full right to grant or deny access to anyone.

PRIVILEGED MEMBERSHIP LOGIN AND ACCESS

You agree that you shall keep all login detail provided to you strictly confidential and for personal use only at all times. It is your responsibility to ensure that no one else (except you) logs in to and accesses this website and all partner-websites with your login detail. Any contravention will lead to the immediate termination of your access, without refund.

TERMINATION

The Terms and Conditions of Use are effective until terminated by The Operator. The Operator may terminate this agreement and your access to this website at any time without notice. In the event of termination, you are no longer authorised to access this website, but all restrictions imposed on you, licenses granted by you and all disclaimers and limitations of liability set out in the Terms and Conditions of Use will survive.

MISCELLANEOUS

The Operator relies on your continued observance of these Terms and Conditions of Use. If The Operator suffers any loss or damage or incurs any costs in connection with any breach of these Terms and Conditions of Use or any other legal obligation, then you agree to indemnify The Operator for those losses, damages and costs.

This agreement will be governed by and construed in accordance with the laws of New South Wales, Australia. You irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of New South Wales. If any provision of this agreement is found to be invalid or unenforceable by a court of law, such invalidity or unenforceability will not affect the remainder of the agreement which will continue in full force and effect.

All rights not expressly granted herein are reserved.